October: The Best Time to Buy Jeans

Why: The rush for back-to-school clothes has ended, so retailers are cutting prices on leftover inventory, which includes a lot of denim. “People are becoming more frugal with back-to-school purchases and, as a result, stores will have excess denim,” says Kathryn Finney, founder of thebudgetfashionista.com. Check out department stores and Loehmann’s and Marshalls for marked-down designer jeans. You’ll also find considerable savings―about 50 percent―on denim during the warm summer months.

Your savings: Thirty to 60 percent below retail price. Also look for buy-one-get-one-free deals at some stores.